Four hours in Singapore: tips for time-starved travellers

If you had just four hours to spend in Singapore, what would you do? Four hours may not sound like much, but a brief morning or afternoon may be all you have if you’re on a stop-over in the city-state, or have a bit of spare time on a business trip. Thankfully, while you could easily fill a much longer break, Singapore lends itself well to short stays. It’s small and most key attractions are within walking distance of one of the stops on its modern, cheap and speedy MRT (mass rapid transit) rail network. So, let’s consider how to […]

Brexit and the pound: holidaymakers’ currency questions answered

If you’re planning a summer escape, but aren’t sure what Brexit means for your holiday money, then you’re not alone. There have been so many queries about Brexit, the ongoing negotiations and the impact it has on exchange rates, that FairFX has set up a dedicated Brexit Support Desk. Here are the answers to some of the most common questions the support desk has tackled. What has the delay to October meant for exchange rates? The pound has been on a rollercoaster journey against the euro since the 2016 referendum. The continued uncertainty that comes with the extension of Article […]

First time cruiser: tips to get the most out of your trip

Why spend your holiday in just one place when you can effortlessly visit several countries on the same trip? That’s part of the appeal of a cruise: everything is right there in front of you, ready to enjoy. You go to bed and often wake up to find you’ve arrived at a new port in a new country. But as seasoned cruisers know only too well, reaching cruise nirvana requires a fair bit of planning. So, if you’re planning your first cruise, here are some tips from experienced cruisers to ensure you have the most enjoyable trip possible, at a […]

group meal

My employee is overspending on business travel. What can I do?

It’s not uncommon for employees to overspend on expenses when they go away for business. This might be down to confusion about what expenses your company allows, a simple mistake or they may have a valid business reason for spending that little bit more, either way you probably want to get a grip of business travel overspend. A survey of UK employees last year found that those who submit work expenses or have access to an expenses account, spend an average of £117 per month on unauthorised and inflated purchases. Some cases of over-spending are one-offs. But some employees may […]

Four hours in Barcelona: tips for time-starved travellers 🇪🇸

You’re in Barcelona but only have half a day, or perhaps just four measly hours, to spare in the Catalan capital. So, what do you do? It’s a tough call. Spain’s second city is after all one of Europe’s most popular tourist destinations. Here are just a few suggestions for things to do and see if time is short. Camp Nou We put a shout out on our Facebook page for suggestions of what to do in Barcelona and the answer was emphatic: visit Camp Nou. Home to FC Barcelona, more commonly known as Barça, since 1957, Camp Nou is […]

Four hours in Hong Kong: tips for time-starved travellers 🇭🇰

It’s been described as the gateway to China, a melting pot of cultures where east meets west, or perhaps less gracefully, ‘stopover city’. Hong Kong is after all a regular feature on long-haul flyers’ itineraries. And its status as the ideal stop-over is helped by the Airport Express train which whizzes you from the airport to the city centre in just 24 minutes. So if that’s you, in Hong Kong for just a layover between flights, or on a business trip with an afternoon spare, we’ve got some tips on how to make the most of your time. Aberdeen We […]

5 common and costly travel policy mistakes to avoid

Stressed and frustrated employees, overspending on expenses and even expenses fraud. These are all risks you face if you don’t get your company travel policy right. Without a carefully-honed policy, your employees won’t know how much to spend on what, nor to use any travel providers you might favour. Ultimately, it’ll be harder to plan your business budgets if you don’t control how much people are spending. On the other hand, a clear, up-to-date and well-structured policy – that everyone in the business knows about – will help your bottom-line. And remember, business travel is already complicated and stressful enough, […]

blackfriars bridge evening

Here’s how we’re helping our customers during the Brexit negotiations

Whatever your views on Brexit, it can be hard to ignore the impact it’s having on our lives at the moment. For us here at FairFX we know this first-hand because the currency markets have turned into somewhat choppy waters. Because of this, we’re keeping a close eye on the proceedings to make sure you, our customers, can navigate those waters in the smoothest way possible. Which means being on hand to answer your questions about foreign currency and, of course, to look after your international payments. To make sure we can look after your currency concerns as best we […]

Four hours in New York: tips for time-starved travellers 🇺🇸

Let’s say you have a stopover in New York. Perhaps you’ll have an afternoon or so to spare, after allowing for the time it takes to get to and from downtown Manhattan from JFK. What do you do with that precious time? Here are some suggestions, helped by some recommendations from our community on Facebook. Central Park The huge, beautiful and free Central Park has so much to offer. Find maps here which include running and bike routes, self-guided walking tours – including a mile-long walk for each month of the year – and woodland tours. You can also go […]

Are expat mortgages harder to come by?

If you are an expat based overseas and are seeking a mortgage, it has proved more difficult to obtain a mortgage. New rules were introduced in 2014 and this made things trickier for potential borrowers whose income and expenditure had to be evidenced after this time. Following European rules introduced in 2016, individuals that are paid in a foreign currency now come under closer scrutiny during the mortgage application process. In addition, lenders operating within this sector need to conduct enhanced due diligence on each application which, in turn, means more detailed administration. This has caused some lenders to withdraw […]

Top apps for business travellers

The joy of discovering a good app! It might be because it saves you money, entertains you or just makes life that little bit easier. If you have to travel regularly for business, it certainly helps to download a few choice apps and here are some that regular travellers swear by: LinkedIn: for checking out who you’re meeting Amanda Thomson, founder and chief executive of prosecco and champagne producer Thomson and Scott, says: “I always use LinkedIn as it’s used by the business community across the globe and means I can easily research those I’m set to meet prior to […]

How to write the perfect out of office message

Nothing says it’s the start of a holiday, or at least a blessed few days off work, like setting your email out of office assistant. Especially if you can get away with telling everyone you’ll be ignoring them for a week or two. It’s a quick job. But you might pause for thought. Do you write hi or hello? Do you add a colleague’s contact details, and if so, which one (and do you tell them)? And then you have to carefully craft a sentence about whether or not you’ll be reading emails while you’re away. Most people are honest […]